Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Products And Services

• Business Insurance

  Do you want to save time and money? We do business insurance shopping for you. We work with Canada’s leading insurance partners to get you the right coverage at the right value. Business insurance helps you protect against: “Slip and fall” lawsuits Theft Fire Vandalism Cyberattacks Equipment breakdown Defective products And more so that you’re not out of pocket

  Link: Business Insurance

• Home Insurance

  We work with Canada’s leading insurance partners to get you personalized coverage for your home at the right value for you. Active nationwide.

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• Car Insurance

  We work with Canada’s leading insurance partners to get you the right car insurance coverage at the right value.

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• Life Insurance

  Western Financial Group is an award-winning brokerage. Our insurance experts know that life insurance is about looking to the future so that you are ready for tomorrow. Do you want life insurance to be less complicated? We work with Canada’s leading insurance partners to get you the right life insurance coverage at the right value. How can life insurance protect you? Helps cover final expenses such as a funeral/cremation Helps pay off any debts Helps pay off your mortgage Helps with other obligations such as caring for elderly parents Provides funds for your children’s education

  Link: Life Insurance

• Farm Insurance

  Western Financial Group is an award-winning brokerage. Our farm insurance experts will get you tailored coverage to protect your way of life. How farm insurance protects you Protects farm buildings like barns and silos and your home Protects against lawsuits for personal injury or property damage claims related to your farming operations and products Protects against the loss of livestock, crops, dairy and eggs due to illness, contamination, and viruses.

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• Boat Insurance

  Western Financial Group is an award-winning brokerage. Our boat insurance experts will get you the right boat insurance so that you’re confident when you’re out on the water. Your home insurance policy provides limited coverage for watercraft and often restrict what they will insure based on length and/or horsepower of your boat. Benefits of boat insurance Boat insurance provides financial protection if your speedboat, sailboat, personal watercraft, or any other type of watercraft is involved in an accident, is damaged or stolen. Boat insurance includes liability coverage in case you are responsible for another person's injuries or property damage.

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• Disability Insurance

  Western Financial Group is an award-winning brokerage. Our life insurance experts will work with you to find the right disability insurance to help protect your family and your finances. Disability insurance provides monthly payments that can be used to pay: Mortgage or rent, loans and credit cards, tuition fees, monthly bills, living expenses and medical expenses. How disability insurance can protect you If you pay the entire amount of the disability premium yourself through insurance, your disability benefits will be tax-free. Disability insurance can help replace your income. It helps protect your savings and what you are putting away for retirement. What is short-term disability insurance? Your employer may offer short-term disability that covers 60% to 80% of your lost income and it typically lasts for up to six months. What is long-term disability insurance? Long-term disability plans usually replace 60% to 70% of your pre-disability income.

  Link: Disability Insurance

• Critical Illness Insurance

  Western Financial Group is an award-winning brokerage. Our insurance experts will make sure you get critical illness insurance that’s right for you so that you can focus on your recovery. What is critical illness insurance? Critical illness insurance can give you a tax-free payment if you’re diagnosed with a serious condition. Your contract will define which conditions you’re covered for, but some examples include cancer, heart attack, stroke, Multiple Sclerosis, Alzheimer’s disease, among others. Critical Illness Insurance can help in covering the costs associated with surviving a major illness such as: Lost wages Lost income for people who are self-employed Prescription drugs or treatments not covered by government plans Travel expenses for out-of-town treatment Mobility aids and assisted living supplies Home refitting and adaptation Homecare, childcare or housekeeping Mortgage and debt repayment

  Link: Critical Illness Insurance